Spending money is easy, but saving it is a lot harder. Luckily, there are tons of free financial tools you can leverage to help you save money, pay off and stay out of debt. Bankrate is one of these tools. Bankrate offers a slew of calculators all geared towards very specific…

About 85% of Americans live within five miles of a CVS Pharmacy, so chances are good that you have visited one before. But you might not know all the details of the CVS loyalty program. It has two tiers of membership: ExtraCare, which is free, and ExtraCare Plus, which costs…

An emergency fund should be a priority for Americans to be prepared for unforeseen and urgent expenses. Experts recommend you should have several months of living expenses saved that can be used for emergency situations. “We recommend having three to six months’ worth of expenses saved in an emergency savings…

With the cost of college on the rise plus an unstable debt load, the best thing parents can do is to set children up for financial success — and that can start as early as the kindergarten years. Gregg Murset, CEO of BusyKid, a chore app that provides kids with…

With Valentine’s Day approaching and tax season underway, both love and money are in the air. Although most couples claim to be well-aligned when it comes to their spending and financial futures, new data shows some partners might want to sit down and have a talk.Fidelity Investments’ biennial Couples &…

A majority of Americans say a $1,000 emergency expense would be too great of a hit to their savings and that they could not afford it, according to new data released Wednesday. Bankrate’s latest survey results found 56% of U.S. adults lack the emergency funds to handle a $1,000 unexpected…

Money-related New Year’s resolutions are common because, often, many people want to improve their financial situation. Unfortunately, merely stating intentions like “get out of debt in 2024” or “save more money” without concrete plans is often just a wish, which is why many resolutions are abandoned by February. That doesn’t…

Generation Z faces an uncertain financial world, and they’re well aware they likely won’t have the same benefits as generations that preceded them. Roughly one quarter (23%) of Gen Z don’t expect to ever be able to retire, according to a recent McKinsey & Company study. This belief stems from…

Navigating the shift from employment to self-employment requires careful planning, dedication and a willingness to embrace the entrepreneurial spirit.  By strategically approaching this transition, individuals can unlock the doors to a fulfilling and successful self-employed career.Assess your skillsDevelop a business ideaCreate a business planBuild savingsUnderstand legalitiesDevelop an online presenceStart networkingManage…

When should you leave money to your kids? “Die with Zero” author and hedge fund manager Bill Perkins told Fox Business’ Neil Cavuto “don’t wait until you die.”The author weighed in on how to approach the topic of sharing wealth with your children while spending to live comfortably.  SHOULD YOU…