Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Mortgage rates marched down again this week in a hopeful sign for prospective buyers, but flat pending home sales indicate the recent declines have so far not been sufficient to get the housing market moving again. Freddie Mac’s latest Primary Mortgage Market Survey released Thursday showed that the average rate…

Mortgage rates continued their downward trend this week, wrapping up a tumultuous year for the housing market on a positive note, according to Freddie Mac.  The average 30-year fixed-rate mortgage was 6.61% for the week ending Dec. 28, according to Freddie Mac’s latest Primary Mortgage Market Survey. That’s a decrease from…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Homebuyers could be in store for some relief in 2024 as mortgage rates are predicted to continue dropping while sales volumes are expected to jump to 5.3 million over the next two years.  Still, with home prices still high and limited inventory, finding an affordable home will continue to be a challenge. …

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

As the housing market continues to ebb and flow, new construction homes have become the norm for at least one generation: Millennials. The 2023 Consumer Housing Trends Report (CHTR), released by Zillow, shows that Millennials are the most likely generation to opt for new builds over older homes. It showed…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Mortgage rates ticked down again this week, continuing a series of declines since the end of October. The trend is beginning to spark signs of life in the stalled real estate market, but economists do not expect affordability to improve materially any time soon. Freddie Mac’s latest Primary Mortgage Market…