In recent weeks, I have reflected on the arc of innovation and its acceleration from the Gutenberg Press to the advent of artificial intelligence. There is one common denominator throughout all these innovations: the power of imagination to dare to dream big. My own journey at wefox going from a…

I went to Las Vegas for Money20/20, one of the lighthouse events for me and a great many other fintech fans. I’m not saying this to make you jealous — although you should be, because I had a lot of fun and I won a couple of hundred dollars at…

This week, the digital assets autumn conference season saw Digital Asset Week (DAW23) come to London following fixtures in San Francisco and Singapore. The conference brought together leading global financial institutions and their later stage fintech partners, to announce the launch of the next wave of production digital assets applications…

Personalization has been a game changer in the world of advertising. 80% of individuals who classify themselves as frequent shoppers say that they only shop with brands who personalize their experience. AI platforms like Memorable are reshaping ad landscapes with innovative tools designed to enhance personalized ad strategies. As the…

This weekend, the unexpected firing of OpenAI CEO Sam Altman, and his rapid hiring by Microsoft MSFT shortly after talks on his return fell through, drew fresh attention to a field that has had the business world’s focus in 2023. Almost every industry has seen discussion around AI and its…

There has been much comment in the media, both in the U.K. and U.S., about the issue of banks either denying accounts to people or closing the accounts of existing customers. In fact it’s taken on the appearance of something of a moral panic in recent time. What is slightly…

OBSERVATIONS FROM THE FINTECH SNARK TANK It’s a funny paradox. The Federal Reserve Bank’s launch of FedNow in July 2023 promised that consumers and businesses would be able to pay for groceries, pay their suppliers, and pay each other “instantly” with full and immediate access to funds. But banks are…

Already a force to be reckoned with in Silicon Valley, once-and-future billionaire Jackie Reses is out to disrupt financial services with a 95-year-old Missouri bank—without disturbing federal regulators. By Jeff Kauflin, Forbes Staff In March 2020, while Covid lockdowns were in full swing and small businesses’ sales had fallen off…

When Texas-based supermarket chain H-E-B launched a rewards credit card in April, it didn’t go to a big bank or financial giant like American Express AXP or J.P. Morgan Chase. Instead, it turned to a three-year-old startup called Imprint, led by Irish founder Daragh Murphy, which partners with consumer brands…

The world stands at the precipice of massive change as we face the existential challenges of the climate crisis and a new definition of the role and purpose of humans brought about by AI. We are at the crossroads of unimaginable transformation that demands a new level of human collaboration.…