Leading a start-up is all-consuming. Company leadership is doing everything at once, never has enough time, and is making quick decisions that can make or break their personal wealth. It’s not surprising that keeping the company paperwork tidy is not a priority. Until it is. Founders can suddenly face the…

OBSERVATIONS FROM THE FINTECH SNARK TANK Daffy, a platform for charitable giving, announced the launch of its open APIs designed to make it easier to bring giving into financial budgeting and investing apps, as well as eCommerce sites and marketplaces. Integrating Daffy lets financial institutions and fintechs take advantage of…

​​This month saw the launch of the Canton Network, the financial services sector’s first privacy-enabled interoperable blockchain “network of networks” designed for institutions focused on real world assets. At a time of global political and market instability and a new banking crisis, the launch of the network signals that the…

You’ve probably never heard of the Aerial Transit Company, but it should be a business school case study. The company’s directors John Stringfellow, William Samuel Henson and Frederick Marriott presented the British Parliament with a proposal to launch the country’s first airline, with a proposal to fly to Egypt, China…

The world of payments has been in a state of constant change over the last decade, as new technologies have given rise to fresh challengers, consumer shifts have prompted market refocuses and digital capabilities have raised expectations. But over the past year, that continuous evolution of the industry has been…

Do human crypto traders know how frequently they trade with automated traders? Human crypto traders are now much more likely to trade with automated traders than with other humans. This state of affairs has important consequences for prices and trading performance. Crypto traders’ portfolios increasingly include liabilities issued by decentralized…

I was flattered to be invited to chair the keynote panel on new business models for banking at the Paris Fintech Forum 2023, because the issue of paradigm shift is being raised again and to me, paradigm shift means a change in business model, not mere refinement of an existing…