Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

To help combat record-high home prices, Freddie Mac is working on making down payment assistance for homebuyers easier to come by. In early December, Freddie Mac began the process of standardizing the documents for various down payment assistance programs. Before the standardization, each program had different paperwork, making it difficult…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Mortgage rates’ steady downward trend hit a pause this week while demand fell, as data indicates would-be buyers are waiting on the sidelines until they see rates return to the levels of yesteryear. Freddie Mac’s latest Primary Mortgage Market Survey released Thursday showed that the average rate for the benchmark…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Vermont became the most sought-after state for movers in 2023. According to United Van Lines’ annual National Movers Study, which tracks the company’s data for migration patterns, more people moved into the Green Mountain State than any other state in the country for the third year in a row with…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

New data released Tuesday showed that home prices accelerated at their fastest annual rate of the year in October. The S&P CoreLogic Case-Shiller home price index – which includes data from all nine U.S. Census divisions – recorded a 4.8% annual increase in October 2023. The 10-city and 20-city composites…

As millions of Americans face challenging economic times, many have had to change their family spending habits, making hard choices about what to buy and what to do without.  But how do children play into the mix in terms of what parents should say or not say?  Should parents share…