Millions of borrowers with existing student loans still have not made a payment since the bills resumed in October after a three-year hiatus, and some admit they are refusing to pay out of protest. In an Intelligent.com survey conducted this month of 1,000 federal student loan borrowers, 25% said they…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During…

Consumers have moderated their spending in recent years as inflation takes hold, and the economy slowly recovers from the COVID-19 pandemic. While they’ve cut back on certain non-essentials, it is also clear that Americans are turning to alternative payment methods like buy now, pay later (BNPL) apps to make ends…

Student loan payments restarting hasn’t been easy for many borrowers, but there’s one good thing that comes from making these monthly payments: a potential tax deduction. Now that interest is again accruing on most student loans, borrowers can claim the student loan interest deduction on the interest paid when they…

President Biden on Friday announced that some student loan borrowers enrolled in the Saving on Valuable Education (SAVE) plan will have their remaining debts zeroed out next month. The plan, which Republicans say will see taxpayers foot the bill, applies to borrowers enrolled in SAVE who took out less than…

The Department of Education began its soft launch of the overhauled 2024-25 Free Application for Federal Student Aid (FAFSA), allowing students and families a limited time each day to fill out the form while it works on technical glitches to provide a better user experience. The form is typically available on Oct.…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During…

At the end of December, the Biden-Harris administration announced $44.5 million in grants to help high school students in rural areas access higher education. The Rural Postsecondary and Economic Development (RPED) program is set to provide grants to 22 rural educational institutions. It focuses on providing a variety of career…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

Student loan debt has reached well into the trillions topping $1.6 trillion in 2023. With loan forgiveness still not on the horizon for many, borrowers across the country continue to shoulder their student debt. The office of Federal Student Aid maintains a record of the specific student loan debt in…