The student loan battle rages on as we enter 2024, with key laws going into effect to help borrowers manage their student loan debt. One of the first laws, which went into effect on January 1st, is the Secure Act 2.0, Section 110. The initial act was passed in 2022,…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. During…

The Department of Education said it will fix a problem with the new Free Application for Federal Student Aid (FAFSA), which would have cost students about $1.8 billion in lost federal aid, according to news first reported by NPR.    While the new form was intended to give students from low-income…

It is an undeniable reality: we have reached a new low point in America. Contrary to popular concerns about inflation, interest rates or the federal deficit, our nation is grappling with a significant issue – millions of Americans who, for three and a half years, neglected to make a single payment toward…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

President Joe Biden canceled an additional $5 billion of student debt last week for 74,000 borrowers, bringing the total number of people who have gotten their debt erased to over 3.7 million Americans.  The latest student debt discharges stem from fixes made to income-driven repayment (IDR) forgiveness and Public Service…

A few years ago, social media was the place for young people to share their monetary accomplishments by posting the luxuries they’d bought and bragging about all kinds of comings and goings.  Today, there seems to be a shift in posts related to money. Now, according to users on TikTok and…

President Joe Biden announced last week that he is shortening the timeline to provide forgiveness for some student loan borrowers enrolled in the Saving on Valuable Education (SAVE) plan.  Starting next month, borrowers with as few as 10 years of payments who initially took out $12,000 or less for college will have…

The Biden administration has approved an additional $5 billion in debt cancelation for roughly 74,000 student loan borrowers, the White House said Friday in a statement. President Biden said many of the borrowers impacted by his latest student loan debt handout are public sector workers, like teachers and firefighters, who…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…