Your credit score tells the story of your financial life and monitoring that score is important. “Your credit score is one of the most important numbers in your financial life because it goes a long way toward determining whether or not you’re approved for loans and lines of credit,” says…

Americans are drowning in credit card debt as chronic inflation makes the cost of everyday necessities more expensive.  The New York Federal Reserve Bank’s Quarterly Report on Household Debt and Credit, slated for release on Monday morning, is expected to show that credit card debt soared to a historic $1…

Most Americans want financial flexibility when it comes to financing major life milestones and many are considering buy now, pay later (BNPL) installment loans to help finance big purchases, a recent survey said.  Major life events like weddings, attending college, buying a home, or having a baby can cause an…

Americans racked up more debt at the beginning of 2023 – and a growing number of households fell behind on payments for several types of loans, according to a New York Federal Reserve report published Monday. In the first three months of 2023, total household debt surged to a fresh…

Everyone has bills to pay, but why not get some money back for those expenses? That’s where rewards credit cards come in.  Rewards credit cards allow users to earn points, cash back or miles for the money they spend on a day-to-day basis. It’s that simple. What is not as…