The Biden Administration has implemented a variety of student loan programs to help borrowers deal with high debts. Many of these programs are coming to an end by the end of the year. The “on-ramp” transitionary period that began last fall is set to end in September. During this period,…

Predictions abound for credit card interest rates in the coming months. Like many interest rates, it’s likely credit card interest rates will drop if the Fed starts cutting rates. Credit card APRs have risen steadily for the last 22 months, landing at 22.75% in November 2023, Federal Reserve data showed.…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

By Edd and Cynthia Staton, Next Avenue As retirement approaches, you must face the question, “What is the best age for me to claim Social Security?” Experts declare that you should avoid taking reduced payments at age 62 unless you need the money immediately or have health issues that may…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

The U.S. Department of Labor just announced $200 million in grants set to go towards apprenticeship programs. The funding is divided between two opportunities — $95 million for the second round of the Apprenticeship Building Grant Program and $100 million for the second round of the State Apprenticeship Expansion grants.”The…

The Biden administration on Tuesday finalized a new rule to cap all credit card late fees at $8, a move that is expected to elicit fierce pushback from industry giants.  The Consumer Financial Protection Bureau estimates the new regulation will save American families more than $10 billion in late fees…

Suppose you’ve saved for a few decades in your 401(k) plan and IRA and you’re approaching retirement. How do you know if you’ve saved enough money? You might have heard you’ll need to save $1.46 million to have a comfortable retirement, based on a recent survey of 4,588 U.S. adults…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Student loan payments are getting in the way of building retirement savings for some, and in particular those Americans with higher salaries, according to a recent study. Americans with student loan payments contribute at a lower rate and have smaller overall balances in their 401(k) accounts than those earning the…