Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

More than 25,000 borrowers in six key swing states are set to have over $200 million in student loan debt canceled thanks to President Biden. The Biden-Harris administration on Friday released a state-by-state breakdown of the nearly 153,000 borrowers who will benefit from the latest round of loan cancelation under…

Chase announced Wednesday it has launched a new media business that allows advertisers to target the bank’s 80 million U.S. customers based on their purchases. The platform, Chase Media Solutions, allows brands to “connect with consumers’ personal passions and interests,” while “customers benefit from personalized offers and the ability to…

Semi-retirement goes by many different names: partial or phased retirement, second career, and so on. But typically, these terms mean the same thing: You’re working in some capacity after retiring early. According to the 2024 State of Retirement Planning study by Fidelity Investments, the rise of remote and hybrid work…

Prospective homebuyers who earn 50% of their area median income or less are now eligible for a $2,500 credit they can put toward a down payment or other closing costs, Freddie Mac recently announced. The credit is available to buyers using Freddie Mac’s Home Possible mortgage product or the HFA…

Many students use their federal financial aid to enroll in meal plans at their universities. Traditionally, any unused money from those plans gets returned to the college. However, a new Education Department proposal would require colleges to pay out that money to students instead. Student meal plans typically consist of…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

After the wedding and honeymoon bliss wears off, it’s time to get back to reality. Money is a topic that requires discussion between you and your partner, hopefully before nuptials take place. Finances can be a huge point of contention between couples, so it’s important to establish a plan early…

For the past four years, I’ve sent out a free, comprehensive retirement newsletter every Sunday. This labor of love includes three handpicked articles on retirement planning, along with general interest pieces on finance, health, and media. I also share links to valuable research tools and model portfolios from the week.…

Mortgage rates ticked slightly higher this week, with the 30-year fixed rate note continuing to hover in the mid-6% range. The stalled housing market signals consumers still want to hold off on making a move until rates come down, and data indicates homebuyer sentiment is overwhelmingly pessimistic right now. Freddie…