In the wake of Capital One announcing plans to purchase Discover earlier this week, opposing views have already emerged over whether the deal — if it goes through — will be good or bad for consumers. One camp argues that the acquisition would benefit consumers because it combines two major…

Layoff fears are taking hold of workers across America, with many worried about whether they’re next. One expert says layoffs may be less widespread than they appear to be, but workers are still grappling with uncertainty. Employee confidence has taken a nosedive. The share of workers reporting a positive six-month business…

Those properly licensed people who help us manage wealth may not be fully informed about financial elder abuse. In exploring what their organizations do in this area, we have observed little training or inadequate training. ThinkAdvisor reports on a case involving a “court fight over a recently deceased grandmother’s $5…

Mortgage rates are set to drop at a faster rate than initially anticipated, which could help build some much-needed housing supply. However, some homeowners are already selling, according to a recent report. The share of mortgages with a rate below 6% has fallen to 88.5% from a record high of…

Millions of borrowers have missed student loan payments since the October restart and about 1 in 10 are refusing to pay in the hopes it will pressure the government to cancel their outstanding debt, a recent survey said. Six in 10 student loan borrowers have missed payments after a 42-month…

I work for a very large tech company. I have a Ph.D. in biochemistry. I joined this company because they were supposedly starting a new initiative in biology. At the time of hiring, it was not disclosed to me what I would be working on.  However, when I arrived at…

With the dawn of another election year, even a cursory glance at the headlines serves as a reminder of how volatile and divisive U.S. politics have become. Add to that a string of global crises and conflicts, and the desire to somehow escape from the chaos becomes easily understandable. As…

Retail and food service purchases hit an estimated $700.3 billion in January 2024, a 0.6% rise from the year before, Census Bureau data shows. Growing purchases, paired with other debt, has helped increase household debt. In Q4 2023, total U.S. household debt increased to $17.5 trillion in Q4 2023, a…

I’m getting an annual bonus. I’m not sure about the best use for it. After I pay off my small credit-card balances, I will have roughly $10,000 left. My emergency fund is about half funded in a high-yield online savings account, providing me with three months of expenses. I have…

In Christianity alone, it is estimated that there are thousands—yes, thousands—of different denominations around the world. Each denomination has its own interpretation of Scripture and its optimal application. If you’ve ever been part of this world, you likely know many denominational devotees would, indeed, “die on that hill” for various…