A standard life presents a standard quantity of opportunities. But wouldn’t you like more than a standard quantity of opportunities? A higher quantity of opportunities equals more possibilities for you to get some good ones to choose from. So how can you be presented with a higher quantity of opportunities?…

Mortgage rates this week have held steady for the most part. Rates for 30-year mortgages average 6.78% as of July 25, Freddie Mac reported. This is up only slightly from last week’s 6.77%. Last year, rates were in a similar place, averaging 6.81%. “Mortgage rates essentially remained flat from last…

Get there first. That’s the best parenting advice I ever got, and it applies to every one of the most important values we choose to pass on to our children, as well as all the thorniest issues we choose to address—sex, alcohol, drugs, rock ‘n’ roll, and yes, money. For…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Japan is cool, modern and traditional. And … cheap? That is what Hannah Kirshner found to her surprise. We are talking about buying property. The young American writer and food stylist has two properties in Yamanaka, a little hot spring town in Ishikawa Prefecture, Japan. Kirshner always had been interested…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Despite President Biden’s request to reinstate the SAVE plan the administration created to help student loan borrowers pay less in monthly payments, the Supreme Court declined to do so on Wednesday. Lower courts blocked the plan earlier in the summer after legal challenges were brought up by GOP-led states. The…

“I don’t want to be a burden on my children when I’m old.” This statement is one I consistently hear expressed by older people from all walks of life. While it’s natural and noble to be worried about how you might disrupt your children’s lives as you age, “worrying” isn’t…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

For years, I have said that Dr. Ruth (Ruth Westheimer) is my role model. Dr. Ruth, sex therapist, professor, and author, spent her life educating people about sexual health. I heard Dr. Ruth speak in the early 1980s and again in 2014. In fact, I went to see the documentary,…