Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. Borrowers…

I would venture to say that, purely from a business perspective, Chipotle Mexican Grill (NYSE:CMG) is the highest quality restaurant operator on the planet. Or at least it’s the highest quality publicly traded one. The company has demonstrated time and time again the ability to grow revenue, profits, and cash…

Unlock the Editor’s Digest for freeRoula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.An unusual burst of bets on a July poll preceded Prime Minister Rishi Sunak’s announcement of the UK general election, according to an analysis of public market data by the Financial Times.The…

Digital assets now are a major cause of problems settling and distributing estates. You need to carefully consider and incorporate your digital life in the estate plan. Almost all states enacted a form of the Uniform Fiduciary Access to Digital Assets Act, which gives an estate executor the right to…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

Ulta Beauty (NASDAQ:ULTA) has been one of the worst-performing stocks in the S&P 500 in 2024, as the company continues to lose market share and struggles to improve profitability. And yet, investors and analysts think that Ulta is a clear bargain because it was once a compounder trading at a…

Unlock the Editor’s Digest for freeRoula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.Selling luxury requires creating the illusion of desirability. Flagship stores keep customers queueing outside their doors even when the interior is sparsely populated. Velvet ropes hint at crowds while wares are gathering…

Earlier this year, a family member had a screening colonoscopy. He’d seen the news stories about the Affordable Care Act mandating no out-of-pocket costs, such as co-pays or a deductible. So if this test is supposed to be “free,” why did he get a bill? This isn’t the first time…

Mortgage rates dipped just under 7% this week after crossing above that threshold in the prior reading as rates remain stubbornly high, stifling the housing market. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed that the average rate on the benchmark 30-year fixed mortgage ticked down to 6.99% this…

As the equity market makes new all-time highs and the implied risk for equities is hovering near record-highs as well, it is prudent for investors to reduce risk. There are different ways to achieve that – from portfolio rebalancing and focusing on more defensive areas of the market to better…