A smart use of any retirement savings you’ve set aside in Roth IRAs and/or Roth 401k accounts can help you reduce the income taxes you’ll pay during retirement and also boost your wealth for future needs and goals. This post looks at three possible ways to strategically use your Roth…

Mortgage rates dipped significantly this week, dropping to the lowest level in more than a year, according to Freddie Mac. Rates for 30-year, fixed-rate mortgages averaged 6.47%, down from 6.73% last week. “Mortgage rates plunged this week to their lowest level in over a year following the likely overreaction to…

I’m from Loma Linda, California, a small city known as the only Blue Zone in America. Studies have shown that residents live up to around a decade longer than the rest of the United States. Today, much of my work is informed by my upbringing, and the strong emphasis my community…

In 2004, Sabrina Finch returned to school to become a nurse.Her mother, Rebecca, was excited for Sabrina, then in her early 30s, to finally have a career. She’d watched for years as Sabrina struggled to get by working low-wage jobs, including in fast-food restaurants and factories.As a result, when Sabrina…

On Saturday, a new set of rules governing how most real estate professionals do business in the US officially take effect — and the changes could potentially upend how Americans buy and sell homes. The rules were agreed to by the National Association of Realtors, the powerful trade association that…

Investment Thesis In a lower interest rate environment, dividend-paying stocks often perform better as investors seek higher yields than what fixed-income investments offer. With reduced appeal of bonds, these stocks become an attractive alternative, driving their performance upward. Consequently, I believe that lower interest rates will enhance the performance of…

Unlock the Editor’s Digest for freeRoula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.US stock markets have rebounded quickly after a dramatic start to August but trading in derivatives markets suggests many investors are not convinced the calm will last.By Thursday the S&P 500 had…

Frank Luntz, a pollster and communications strategist , says Trump is driving a political gender gap by insulting his opponent on her looks and how she speaks. The widest gender gap appears to be concentrated among younger voters and within battleground states. Read the full article here

Elder fraud is exploding, while crypto and speedy money transfers are making it tougher to recover stolen funds. Here are tips for staying safe. By Kelly Phillips Erb, Forbes Staff The call began with a seemingly routine request. “I was wondering if you could help me with an international inheritance…

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