I woke up this morning to a financial “headline” that, while not uncommon, grated on me even more today. It’s a misleading question, asked not by a curious consumer but by a massive financial institution, that is surely designed to act as a lure for transactional sales more than a…

Our goal here at Credible Operations, Inc., NMLS Number 1681276, referred to as “Credible” below, is to give you the tools and confidence you need to improve your finances. Although we do promote products from our partner lenders who compensate us for our services, all opinions are our own. The…

In this mobile world, we have more choices than ever about where to live. Companies in search of skilled workers know this, especially when there are far more open positions than there are workers available to fill them. That is why they consider quality of life when deciding where to…

The job market may have cooled a bit, but there are still far more job openings nationwide than there are people available to fill them. That means qualified workers are still a precious commodity.So, companies seeking to attract great employees like to set up shop in states that offer a…

On Sunday, the cost of a stamp is going up for the second time this year, jumping 5 cents for first class postage to 73 cents. You probably didn’t notice. And truthfully, you may not care. But you should. Most people don’t use mail the way they used to – if…

Introduction I have recently been increasing my exposure to the more senior securities in the capital stack of CLO CEFs. In a recent article I discussed a series of preferred shares issued by Priority Income Fund (OTC:PRIF) and as the term preferred shares of that CLO-equity focused CEF yielded 8.75%…

Unlock the Editor’s Digest for freeRoula Khalaf, Editor of the FT, selects her favourite stories in this weekly newsletter.Dozens of Palestinians have been killed in a series of Israeli air strikes in southern Gaza which officials said were aimed at Hamas’s military chief Mohammed Deif.Israeli officials said Deif and another…

Smerconish: Don’t blame me Accused of being a “Partisan MAGA Media Personality” for talking about Biden stepping down, CNN’s Michael Smerconish asks if the same holds true for David Axelrod, George Clooney, James Carville and George Stephanopoulos. “Don’t blame me on November 6 when you wake up.” Read the full…

Retirement decisions are always complex and rarely easy. As a veteran retirement researcher who has written books on the subject, I find myself sympathetic to President Biden’s reluctance to “step aside” and retire. While this is a unique situation, his response is in fact quite normal. It makes perfect sense…

Mortgage rates were mixed this week with the standard 30-year note declining slightly for the fourth consecutive reading, while shorter-term rates ticked up a bit. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed that the average rate on the benchmark 30-year fixed mortgage ticked down to 6.86% this week…